Group Loans to Grow Together
Easy financing access with the micro-entrepreneur community
What is Modal?
Modal is Amartha's group lending solution for women micro-entrepreneurs in rural areas. The application process is digital, with each member supporting each other to achieve sustainable business growth.
Benefits of Modal
Fast approval process
Fast approval and disbursement process.
Flexible disbursement
Loans can be taken multiple times within the available limit.
Many term options
Choose according to your needs: 3, 6, 9, and 12 months.
Application Process
Step 1
Step 1
Real Stories from Modal Users
The process is fast with funds disbursed within 24 hours and no collateral required. Repayments are easy, my sales income can be directly added to my Poket balance to pay installments.
Rusmiyati, Surakarta
Retailer
The application and disbursement process are quick and done through the app. There are also many features that support my side business, like selling airtime, data packages, and electricity tokens.
Novita Utami, Magelang
Retailer
Loan disbursement takes only 24 hours and goes directly to my account. I can immediately use the funds to grow my business.
Santi Ayu Ekaningsih, Karanganyar
Retailer
aGrow your business with Modal
Get easy access to business capital through Modal by
Amartha on the AmarthaFin app.
Frequently Asked Questions About Modal
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