We Are Amartha

Amartha is a technology company building digital financial infrastructure for the grassroots economy.

Since its founding in 2010, Amartha has focused on connecting micro-entrepreneurs in rural areas with affordable access to capital, while building a foundation of trust through a community-based approach.

Amartha has evolved into an integrated financial platform encompassing financing, investment, and payment services that align with technological developments and current market needs. Through data and technology support, Amartha provides more inclusive and relevant solutions for millions of micro-entrepreneurs.

Amartha empowers MSMEs to thrive, expands economic access, and creates more inclusive and sustainable growth for Indonesians through this ecosystem.

Founder's Message

Andi Taufan Garuda Putra

Founder and CEO Amartha

Since 2015, Amartha has recognized how technology can enable the broader public to participate in the grassroots economy. As a pioneer in the modernization of microfinance in Indonesia, we provide access to microfinance through a marketplace that connects funders with micro-entrepreneurs and MSMEs in rural areas.

Founder's Message

I have witnessed how even modest amounts of business capital can drive tangible change. From sellers of cassava chips and betta fish to traditional snacks, many female entrepreneurs have successfully grown their businesses and improved their families' well-being. Thousands of similar stories unfold every day.

Driven by the conviction that the ultra-micro segment holds immense potential, Amartha continues to innovate by building digital financial technology and more inclusive infrastructure. Our goal remains the same: to help MSMEs grow, unlock economic opportunities, and create more equitable prosperity for millions of Indonesian families.

Our journey has just begun.

Andi Taufan Garuda Putra

Founder and CEO Amartha

How We Bring Changes

Realizing inclusive growth by building digital financial infrastructure for the grassroots economy

Create accessible trusted financial products through technology

Empower grassroots community to fulfill their potentials equitably

Promoting a sustainable way of making a profit

Sustainable Impact

Step by step towards sustainable impacts

In 2022, Amartha launched Amartha.org to do various interventions in education, women empowerment, and digital transformation to improve the quality of life for people at the bottom of the pyramid and to create prosperity for everyone.

Collaborate for Impact

Amartha Management Team