Modernizing microfinance for the people within informal economy sector and at the bottom of the pyramid

About Us

Dated back in 2010, we were established as a Micro Finance Institution with the mission to connect entrepreneurs in rural areas who face difficulties in finding business capital. And today Amartha grows into a fintech peer to peer lending company that directly connects micro entrepreneurs with online financiers.

Our story begins when we found out that many micro entrepreneurs cannot get business capital due to insufficient collateral, fluctuating income, and the absence of credit history. However we believe that the power of technology and the spirit of community will give them an opportunity as a qualified borrower. On the other hand, by investing in micro and small enterprises have proven to create a social impact.

We also believe that by continuing to facilitate access from the financiers to micro and small enterprises will give a lasting contribution in improving the quality of life for the communities who life at the bottom of the pyramid, building economic resilience, and realizing social justice for all Indonesians.

Leadership

Amartha is led by a very passionate team and shares a vision to modernize microfinance and realize more inclusive economic growth in Indonesia.

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Aria Widyanto
VP of Product

Aria believes that the micro segment can be modernized through technology. Previously, Aria worked at Bank of Tokyo-Mitsubishi UFJ and Citibank. In 2015, Aria receives the YSEALI award from President Obama and the International Alumni Impact Award in 2017. Aria holds a Bachelor degree from Gadjah Mada University, and MSc from Nanyang and University of Wales.

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Andi Taufan Garuda Putra
Founder & CEO

Taufan founded Amartha in 2010. He has received various awards including: Young Changemaker, Ashoka; One Indonesia Award, Astra; Laureate Global Fellow, International Youth Foundation; Ganesha Innovation Champion Awards, ITB Alumni. Taufan obtained an MPA from Harvard Kennedy School and a Bachelor of Business from the Bandung Institute of Technology.

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Ari Lumbantobing
Chief Business Officer

Ari has experience in technology product development while working at Hewlett Packard and Microsoft in the US. Prior to joining Amartha, Ari worked at BCG. Ari received a BS from the University of Washington, and MS from the University of California – Berkeley and Stanford University.

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Ika Zain
VP of Growth

Prior to joining Amartha, Ika built a digital agency company and worked at Microsoft. Ika is also a member of Young Faculty Member at Bandung Institute of Technology. Ika holds a Bachelor degree in Industrial Engineering from the Bandung Institute of Technology, and an MSc in International Marketing from Hult International Business School.

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Nadhira Ayuningtyas
VP of Operations

Nadhira is very excited about realizing financial inclusion in Indonesia through technology. Previously, Nadhira worked at IBM and McKinsey as consultants for multinational companies in technology and strategy implementation. Nadhira holds a Bachelor degree in Informatics Engineering from the Bandung Institute of Technology and an MBA from the University of Manchester.

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Medi Triyantono
Head of IT Ops

Medi has expertise in the area of IT Operations with experience working in the financial technology industry. Medi holds a Bachelor degree in Civil Engineering from the Bandung Institute of Technology, and an MM degree from the University of Indonesia.

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Ramdhan A
Head of Finance & Accounting

Ramdhan is an entrepreneur and accounting professional who has experience handling the financial aspects of various industries. Prior to joining Amartha, Ramdhan was Managing Partner of Mika Trikarya Indonesia. Ramdhan holds a Bachelor degree in Accounting from the University of Indonesia.

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Aria Widyanto
VP of Product
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Andi Taufan Garuda Putra
Founder & CEO
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Ari Lumbantobing
Chief Business Officer
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Ika Zain
VP of Growth
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Faris
Head of Engineering
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Nadhira Ayuningtyas
VP of Operations
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Savirandha Putri
Head of People & Cultures
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Medi Triyantono
Head of IT Ops
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Ramdhan A
Head of Finance & Accounting

Join our team! We are looking for exceptional people with entrepreneurial spirits.

Awards