We are committed to increase the livelihood of micro-entrepreneurs in order to achieve a more inclusive Indonesia.
Earn return up to 15% p.a. with lower risk than conventional investment instruments.
Predictable and cashable principle and marginal weekly repayment.
The safety of your funds is our top priority
- Amartha implements a group lending system to empower the spirit of cooperation in case bad credit occurs.
- Amartha collaborates with credit insurance company Jamkrindo and life insurance company for funding risk mitigation.
- Amartha is licensed and monitored by the government through Otoritas Jasa Keuangan (OJK).
Our Lending Process
Start an account
Fill out personal data such as ID card number and bank account details. You can start funding after verification.
Choose a preferred borrower
Choose a borrower that suits your risk profile. You will also be able to choose based on location, business type, or funding limit.
Enjoy weekly repayment
Cash out your principle and marginal weekly repayment or use it to re-invest.