Connect you with aspiring unbanked micro-entrepreneurs, grow your fund into profitable, impactful investments.
Profit up to 15% per annum
Rp –
total loan disbursed
–
micro entrepreneurs empowered
–
on time repayment
TKB 90
Your Trusted P2P Lending
In Amartha, you lend directly to qualified micro entrepreneurs. They get the funds they need to grow. You earn attractive returns as they pay you back each week.
Your Trusted P2P Lending
In Amartha, you lend directly to qualified micro entrepreneurs. They get the funds they need to grow. You earn attractive return as they pay you back each week.
Lending in Amartha
Risk Mitigation
Received operating license from OJK. Comprehensive risk management system and credit insurance from Jamkrindo
No Deductions
The funds received by the borrowers will not be deducted with any administration fees. Likewise with the yield you receive.
Attractive Return
Earn up to 15% per year, with weekly repayment in principal and yield. You can cash out at anytime
Transparent
All of your lending activities can be easily monitored anytime, through Amartha dashboard
Risk Mitigation
Received operating license from OJK. Comprehensive risk management system and credit insurance from Jamkrindo
No Deductions
The funds received by the borrowers will not be deducted with any administration fees. Likewise with the yield you receive
Attractive Return
Earn up to 15% per year, with weekly repayment in principal and yield. You can cash out at anytime
Transparent
All of your lending activities can be easily monitored anytime, through Amartha dashboard
Amartha Village Tour
Amartha Village Tour invites you meet with Amartha’s micro entrepreneurs. You can interact and better understand their business while also hear their inspiring business journey.
Amartha Village Tour
Amartha Village Tour invites you meet with Amartha’s micro entrepreneurs. You can interact and better understand their business while also hear their inspiring business journey.
Usaha mikro yang telah terdanai
Start Funding
Yanih
Rumah Tangga
Yanih ingin menambah dua karyawan untuk membantunya mengerjakan usaha kerajinan tikarnya.
Yanih membutuhkan Rp 5.000.000. Maukah Anda membantu orang-orang lain seperti Yanih?
Apsiah
Peternakan
Apsiah ingin membesarkan usaha ternak ikan cupangnya untuk dapat membantu ekonomi keluarga.
Apsiah membutuhkan Rp 3.000.000. Maukah Anda membantu orang-orang lain seperti Apsiah?
Enah
Perdagangan
Enah ingin mengembangkan usaha kios bakso dan mi ayamnya dengan membuka kios cabang baru.
Enah membutuhkan Rp 4.000.000. Maukah Anda membantu orang-orang lain seperti Enah?
Apa kata investor kami?
“Di Amartha Anda bisa mendapatkan return yang lebih baik dan membantu orang.”
Mereka yang kami layani
“Alhamdulillah saya bisa nambah-nambah penghasilan suami. Amartha ngasih saya jalan untuk usaha lebih. Amartha sudah bikin usaha saya lancar.”
Our Investor Story
“Di Amartha Anda bisa mendapatkan return yang lebih baik dan membantu orang.”
Our Borrower Story
“Alhamdulillah saya bisa nambah-nambah penghasilan suami. Amartha ngasih saya jalan untuk usaha lebih. Amartha sudah bikin usaha saya lancar.”
Frequently Asked Questions
How does Amartha choose a borrower?
We developed a credit scoring system with machine learning approach to assess the feasibility of each borrower.
Is Amartha regulated and supervised by the government?
Amartha received operating license from OJK as stated in KEP-46/D.05/2019
Is there a fee?
There is no hidden cost when you lend to a borrower. However there maybe a fee in transferring between one bank and another when you withdraw your fund from your account at Amartha.