Connect you with aspiring unbanked micro-entrepreneurs, grow your fund into profitable, impactful investments.

Profit up to 15% per annum

Rp –

total loan disbursed

micro entrepreneurs empowered

on time repayment

TKB 90

Your Trusted P2P Lending

In Amartha, you lend directly to qualified micro entrepreneurs. They get the funds they need to grow. You earn attractive returns as they pay you back each week.

Your Trusted P2P Lending

In Amartha, you lend directly to qualified micro entrepreneurs. They get the funds they need to grow. You earn attractive return as they pay you back each week.

Lending in Amartha

Risk Mitigation

 Received operating license from OJK. Comprehensive risk management system and credit insurance from Jamkrindo

No Deductions

The funds received by the borrowers will not be deducted with any administration fees. Likewise with the yield you receive.

Attractive Return

Earn up to 15% per year, with weekly repayment in principal and yield. You can cash out at anytime

Transparent

All of your lending activities can be easily monitored anytime, through Amartha dashboard

Risk Mitigation

Received operating license from OJK. Comprehensive risk management system and credit insurance from Jamkrindo

No Deductions

The funds received by the borrowers will not be deducted with any administration fees. Likewise with the yield you receive

Attractive Return

Earn up to 15% per year, with weekly repayment in principal and yield. You can cash out at anytime

Transparent

All of your lending activities can be easily monitored anytime, through Amartha dashboard

Amartha Village Tour

Amartha Village Tour invites you meet with Amartha’s micro entrepreneurs. You can interact and better understand their business while also hear their inspiring business journey.

Amartha Village Tour

Amartha Village Tour invites you meet with Amartha’s micro entrepreneurs. You can interact and better understand their business while also hear their inspiring business journey.

Usaha mikro yang telah terdanai

Start Funding

Yanih
Rumah Tangga

Yanih ingin menambah dua karyawan untuk membantunya mengerjakan usaha kerajinan tikarnya.

Yanih membutuhkan Rp 5.000.000. Maukah Anda membantu orang-orang lain seperti Yanih?

Apsiah
Peternakan

Apsiah ingin membesarkan usaha ternak ikan cupangnya untuk dapat membantu ekonomi keluarga.

Apsiah membutuhkan Rp 3.000.000. Maukah Anda membantu orang-orang lain seperti Apsiah?

Enah
Perdagangan

Enah ingin mengembangkan usaha kios bakso dan mi ayamnya dengan membuka kios cabang baru.

Enah membutuhkan Rp 4.000.000. Maukah Anda membantu orang-orang lain seperti Enah?

Apa kata investor kami?

Mereka yang kami layani

Our Investor Story

Our Borrower Story

Frequently Asked Questions

How does Amartha choose a borrower?

We developed a credit scoring system with machine learning approach to assess the feasibility of each borrower.

Is Amartha regulated and supervised by the government?

Amartha received operating license from OJK as stated in KEP-46/D.05/2019

Is there a fee?

There is no hidden cost when you lend to a borrower. However there maybe a fee in transferring between one bank and another when you withdraw your fund from your account at Amartha.

Still has a lot of questions?

Read our complete FAQ >

A Platform for Solid Return