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Loans

Paylater

AmarthaPaylater: Funding solutions for urgent matters

Quick solution for AmarthaOne agents and Amartha borrowers to sustain urgent needs, providing the benefits of safe and reliable non-cash transactions.

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Leverage the benefits of AmarthaPaylater

Pay Next Month

Get the needs now, pay later at the beginning of the next month to maintain cash flow

Upgraded Limit Option

Keep up the installment payment performance to enjoy a loan limit of up to 500,000 IDR

Affordable Admin Fee

Monthly flat admin fee starting from only IDR 10.000

Accommodate any needs, use AmarthaPaylater

For AmarthaOne Agents

AmarthaPaylater makes it possible to maintain healthy cashflow and avoid overdues. Agents can stay focused on adding customers and increasing sales

For Borrowers

Urgent needs may be unavoidable, but with AmarthaPaylater, all is manageable

Do the hassle-free transaction with AmarthaPaylater

Register

Download and open the AmarthaFin app. Register for an account on the Paylater menu

Buy

Visit the nearest AmarthaOne agent with relevant desired needs

Transaction

Agent will perform transactions on the AmarthaFin application based on the purchased goods and provide a QR code. Scan the QR code using the AmarthaFin application, make sure the amount and remaining Paylater limit, then click 'bayar'

Payment

Borrowers and agents can pay the Paylater loan at the full amount plus admin fee, at the time of the onsite gathering the following month