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Multipurpose Loan
Fulfill Diverse Financial needs with Secured Loans and Manageable Installments
No more delay, get your financial needs fulfilled quickly with security and ease. Skip the hassle of complicated online lending procedures with Amartha's direct solutions.
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Financial solutions for better employee welfare
Flexible loan benefits
Support your urgent Needs, enhance your lifestyle, and achieve your long-awaited dreams - all made easy!
Variable loan amounts
The loan amount will be tailored to align with employees' financial capacity, ensuring that the installment payments are manageable without unnecessary stress
No collateral required
Loans can be disbursed without any collateral. The loan criteria will be assessed by the HR department of each respective company.
Convenient payroll deduction for installment
Loan process is facilitated by HR department, therefore installment payments can be deducted from monthly salary, allowing for hassle-free repayment management.
The new possibilities with Multipurpose Loans
Solution to any urgent need
There are times when unexpected things may occur when finances are tight, such as unexpected medical expenses for a sick child or parent. These unforeseen costs can be unavoidable.
Solution to support lifestyle
When work is overwhelming, a quick getaway might be the solution. When a special item has been eyed for quite a while. Now you can treat yourself and check out your shopping cart right away!
Solution to manifest long-awaited dreams
Thinking of learning music or trying something new? Don't wait any longer! You can now fulfill all your aspirations without any complicated requirements.
Enhance employee productivity with flexible benefits
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Popular question about Multipurpose Loan
Can all employees, regardless of their level, get loans?
Yes, but the loan amount approved will depend on the employee's level
Is there a specific duration of employment required before being eligible for a loan?
Loans are open to employees who have completed at least 6 months of working with good performance and are not currently in the process of resigning.
How long do I have to repay the loan?
The loan can be repaid over a maximum of 12 months, with monthly installments deducted from the payroll.