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Group Loan
Everyone deserves the right to have empowerement
Thousands of groups have been funded. Apply assisted loan for micro businesses now with easy weekly installments and a payback period of up to 50 week
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Together with Amartha, towards possibility
Easy application
Performed collectively in groups with measurable risks
Fast fund disbursement without admin fee
Hospitable and nurturing periodic assistance
The workflow of business loans for groups
Group Arrangement
Borrower candidates who entitle to receive micro business loans are required to form groups of 15-25 people with close domiciles
Assessment
Borrowers candidates will submit business plans and profiles to be assessed by Amartha officers. Each borrower candidates will receive a credit score as loan approval requirement
Fund Disbursement
Borrowers with approved loans will receive funds and sign funding agreement contract with Amartha officers.
Weekly Meeting
During the loan period, the loan recipient is required to attend weekly group meetings facilitated by Amartha
Amartha easily connects access to affordable funding
Watch the stories of those who have successfully expand their businesses with financial support by Amartha
Sewing Entrepreneur
Popular questions about group lending
How much loan can be acquired in Amartha?
You can get a loan starting from 3,000,000 IDR with a duration of 50 weeks. Installments are paid weekly and can be done online using the application or direct cash to Amartha officers.
Do I have to possess collateral in order to apply for a loan?
No, but the borrower must provide a substantial business profile, plan for micro business, and a male responsible party from the immediate family as a guarantor.
Is it possible to change the loan limit during the ongoing loan period?
Borrowers can receive an upgrade of loan limit after the ongoing loan period is completed. Don't worry, borrowers have the right to make premature settlement without being subjected to penalties or any additional fees.