PURPOSE OF FUNDING



Amartha’s selected partners are women entrepreneurs with the capital requirements range from 2 million rupiah. Amartha fund are transfered to productive enterprises in which they live, which currently includes Bogor, Bandung and Subang

Here is the business sector that can you fund:



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Trade

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Domestic
Industry

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Agriculture

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Farm

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Services

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Education

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Housing

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Water And Sanitation

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Health

WHY THE BORROWERS CHOOSE US?



Amartha

FUNDING WITH MORE AFFORDABLE RATE

Through our innovative marketplace we connect the informal economy with lower and fair funding rate in accordance with the profile and capacity.

Amartha

TRANSPARENT AND FAIR

Borrowing start from 2 million rupiah, unsecured, and flexible tenor 3, 6, and 12 months. All the information is clarified at the beginning transparently without any hidden fees and the ease of early repayment without penalty.


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SUPERIOR BORROWER EXPERIENCE

We integrate the group approach as well as an online application with the support of a field team during the term of the funding.

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ESTABLISHING CREDIT PROFILE

History of repayment installments allow the borrowers to increase credit score to get a bigger plafon and lower rate.

HOW IS THE FUNDING PROCESS?




1. FORMING GROUPS AND JOINING THE TRAINING

Members are asked to form a group of 15-20 people in the area where they lived. The training is mandatory for all prospective borrowers before they are granted with the fund.



2. GETTING FUND

Funding proposals that have been reviewed will be listed in the marketplace to be offered to interested investors. After obtaining the funds commitment from investors, Amartha will facilitate the agreement and disbursement to the borrowers.



3. WEEKLY GROUP MEETINGS

During the period of funding, each member shall attend weekly meetings with the field officer of Amartha. Amartha Field Officer will monitor the development of business regularly.





DO YOU HAVE A QUESTION?



Please visit our FAQs page  or contact us at phone numbers / Whatsapp: 0822 1010 2525 and it’s our pleasure for helping you.